CRHD Fund Cash Flow Gauging Station
STATION CR-09 Sandy Gauge District
Small Business Credit Fund

Working capital Gauged against the line your business actually runs.

CRHD FUND SLP LLC is a small business credit fund that reads cash flow the way a hydrologist reads a stream, measuring the steady base flow before it promises a single dollar. From the office at 10919 S Secret View Dr, Sandy - 84092-4949, United States (US), we underwrite working capital lines, equipment notes and revenue based advances for operators whose numbers are honest and whose seasons are real. Every facility we open is charted, walked and reviewed so that the repayment curve matches the business it serves.

Six credit facilities, each one charted like a record

Our underwriting discipline borrows from hydrology. We hold the pen steady, watch the trace across a full cycle, and only then set the terms. Below are the six facilities CRHD FUND SLP LLC offers, written as chart bands rather than sales rows, because a real credit record rises, dips and rises again.

Working Capital Lines

A working capital line covers the ordinary gap between paying suppliers and collecting from customers, sized against the base flow of receivables rather than a hopeful forecast. We look at deposits, aging, payroll cadence and the seasonality of the trade, then set a ceiling the operator can draw and repay without strain. The line is reviewed at fixed intervals so it can rise with a growing book or ease back in a slow quarter. See the full programme at Working Capital Lines.

Equipment Notes

Equipment notes finance the tools that make the work possible, from a CNC bench in a design shop to a service van for a field crew. We match the term to the working life of the asset and to the revenue it unlocks, so the payment lands while the machine is still earning. Each note is documented plainly, with no balloon surprise and no buried reset. The full terms live at Equipment Notes.

Revenue-Based Advances

A revenue-based advance converts a share of confirmed future receipts into cash today, repaid as those receipts arrive rather than on a rigid calendar. It suits operators with lumpy contracts and long invoice cycles who want the money to flow in step with their own collections. We set the advance against verified revenue and a conservative collection curve, never against optimism. The mechanics are described at Revenue-Based Advances.

Seasonal Bridge Facility

Some trades run a full year of work through a short window, and the seasonal bridge carries them across the thin months on either side. It is a short-term facility timed to the crest, drawn before the busy period and cleared as the season pays out. The pricing is transparent and the schedule is built around the operator own calendar. Read the details at Seasonal Bridge Facility.

Refinance and Consolidation

Refinance and consolidation gathers scattered debt into one measured obligation with a payment the business can carry. We map every existing line, ranking each by rate, term and covenant, then fold them into a single facility with a clear schedule. The aim is not merely a lower number but a calmer record, one the operator can read at a glance. The approach is set out at Refinance and Consolidation.

Advisory and Monitoring

Advisory and monitoring is the steady hand that reads the gauge after the facility is open. We review the flow on a fixed cadence, flag a dip before it becomes a break, and adjust the draw window when the business tells us the season has shifted. It is the discipline that keeps a good facility good for years. The full scope sits at Advisory and Monitoring.

CRHD Fund reviews every gauging window quarterly from Sandy, adjusting each facility to the real flow it serves.

Industries we serve

Our credit discipline fits technical and professional operators whose cash flow rises and falls on project cycles. We lend across three connected industries in the Professional, Scientific, and Technical Services sector.

Computer Systems Design and Related Services

Design shops and systems integrators carry project milestones, licence renewals and subcontracted labour that rarely line up with a monthly calendar. We size facilities against signed work and collected revenue, so a growing studio can staff up before the invoices clear.

Professional, Scientific, and Technical Services

Technical consultancies and scientific service firms bill on deliverable cycles and retain staff year round. Our advances and bridge facilities are timed to those cycles, smoothing the gap between completed work and settled invoices.

Computer integrated systems design

Integrators that assemble hardware, software and field installation into one delivered system face long build windows and staged payments. We underwrite the full project record, not a single month, so the funding reaches the work while it is still moving.

Why a gauging discipline matters

Most lenders read a statement and stop. We read the record across time.

We read the base flow first

Before any facility is priced, our analysts map the ordinary inflow of a business, stripping out one-off windfalls and the noise of a single strong month. What remains is the base flow that repayment must rest on.

We chart the full cycle

Seasons, project cycles and renewal dates all bend the curve. We lay a full twelve month trace beside the request and check that the terms bend with it rather than against it.

We keep the pen steady

A facility is only as good as its monitoring. Quarterly reviews from our Sandy office keep the reading current, and adjustments are made on evidence rather than on a guess.

Common reading of the gauge

Three questions operators bring to a first conversation.

How large a facility will CRHD Fund consider

Facility size follows the measured base flow of the business, so a smaller operator with steady collections may qualify while a larger one with erratic receipts may not. We would rather open a modest line that performs than an ambitious one that strains.

What records does a first review require

We ask for recent bank statements, a receivables aging, and a short note on the seasonality of the trade. Technical operators often add a project pipeline and a simple schedule of upcoming invoices.

How quickly can a gauging window open

Once the record is complete we aim to return an indication within a handful of business days, and to open a facility shortly after terms are agreed. Urgency is understood, but no facility is opened on an unread record.

Ready to read your own flow? Reach the desk at contact@crhdfund.mom or call +14479100116 to request a gauging.